Apply for funding

Ready to apply for funding? Find out how  to get a loan or investment from Oikocredit.

Go through the checklist below. If you have answered "yes" on more than 6 of the questions, you can apply for a loan using the following procedure:

  • Fill out the loan application form
  • Submit it along with financial statements from the past 3 years.
  • Oikocredit will conduct one or more field visits for appraisal, and if satisfied will take the proposal forward for approval to the Credit Committee of the International Office in the Netherlands.
  • Once approved, the legal process will start. When all the legal papers are found adequate, the loan amount will be released.
  1. Question 1

    Is the income of beneficiaries of your project below the average in your country?

  2. Question 2

    Is your enterprise new or a start-up and has a feasibility study been done by a consultant?

  3. Question 3

    Is your enterprise owned by a larger group of people (e.g. cooperative, company with many shareholders, NGO) or does a larger group of people benefit otherwise (e.g. jobs, profit sharing etc.)?

  4. Question 4

    Do you need credit for an income-generating enterprise?

  5. Question 5

    Do you need at least EUR 50,000 and less than EUR 10 million?

  6. Question 6

    Is the profit generated by your enterprise distributed to many people or ploughed back into the enterprise?

  7. Question 7

    Has your enterprise been in existence for three years and do you have financial statements for the past three years?

  8. Question 8

    Does your enterprise do everything possible to safeguard the environment and animal welfare?

  1. Advice

    You have answered yes to 0 of these questions. Unfortunately, based on this result, there is little chance that Oikocredit will finance your enterprise.
  2. Advice

    You have answered yes to 1 of these questions. Unfortunately, based on this result, there is little chance that Oikocredit will finance your enterprise.
  3. Advice

    You have answered yes to 2 of these questions. Unfortunately, based on this result, there is little chance that Oikocredit will finance your enterprise.
  4. Advice

    You have answered yes to 3 of these questions. Unfortunately, based on this result, there is little chance that Oikocredit will finance your enterprise.
  5. Advice

    You have answered yes to 4 of these questions. Unfortunately, based on this result, there is little chance that Oikocredit will finance your enterprise.
  6. Advice

    You have answered yes to 5 of these questions. Unfortunately, based on this result, there is little chance that Oikocredit will finance your enterprise.
  7. Advice

    You have answered yes to 6 of these questions. Based on this result your enterprise is probably eligible for an Oikocredit loan.
  8. Advice

    You have answered yes to 7 of these questions. Based on this result your enterprise is probably eligible for an Oikocredit loan.
  9. Advice

    You have answered yes to 8 of these questions. Based on this result your enterprise is probably eligible for an Oikocredit loan.
Yes No Back Again

Get in touch

Oikocredit East Africa
Methodist Ministries Centre, 2nd floor
Oloitokitok Road, Lavington
30328-00100 Nairobi
workT: +254 20 3862314/8
faxF: +254 20 3862310